/* Clone of laurenknowsinsurance.com layout — palette/type from its Elementor kit */
:root{
  --primary:#1D72B8; --primary-2:#165C96; --secondary:#22272b; --text:#1a1d20; --accent:#D9B26F;
  --white:#fff; --slate-d:#2B4F80; --slate-x:#0A2A57; --grey:#f2f5f9; --line:#d6dee8;
  --font:"Inter",system-ui,-apple-system,"Segoe UI",Roboto,sans-serif; --display:"Lora",Georgia,serif;
  --wrap:1180px; --radius:4px; --pill:4px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body.page-home .hero{background:var(--slate-x)}
body{margin:0;font-family:var(--font);font-weight:400;color:var(--text);background:var(--white);line-height:1.6;font-size:17px}
img{max-width:100%;height:auto;display:block}
a{color:var(--primary)}
h1,h2,h3,h4{font-family:var(--display);font-weight:600;line-height:1.12;margin:0 0 .5em;color:var(--secondary);text-wrap:balance}
h1{font-size:clamp(38px,5vw,60px)}
h2{font-size:clamp(30px,3.6vw,44px)}
h3{font-size:clamp(22px,2.4vw,28px)}
p{margin:0 0 1em}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 24px}
.skip{position:absolute;left:-999px;top:0;background:var(--secondary);color:#fff;padding:8px 12px}
.skip:focus{left:8px;z-index:100}
.eyebrow{font-size:15px;color:var(--slate-d);font-weight:500}
.lead{font-size:20px}

/* buttons */
.btn{display:inline-block;font-family:var(--font);font-weight:600;font-size:15px;line-height:1;padding:17px 30px;border-radius:var(--pill);border:2px solid transparent;text-decoration:none;cursor:pointer;transition:background .2s,color .2s,transform .15s}
.btn:hover{transform:translateY(-1px)}
.btn--primary{background:var(--primary);color:#fff;border-color:var(--primary)}
.btn--primary:hover{background:var(--primary-2);border-color:var(--primary-2)}
.btn--dark{background:var(--secondary);color:#fff;border-color:var(--secondary)}
.btn--dark:hover{background:#000}
.btn--ghost{background:transparent;color:var(--secondary);border-color:var(--primary)}
.btn--ghost:hover{background:var(--primary);color:#fff}
.btn--outline{background:#fff;color:var(--primary);border-color:var(--primary);border-radius:var(--radius);padding:14px 26px}
.btn--outline:hover{background:var(--primary);color:#fff}
.btn--sm{padding:14px 24px;font-size:14px;border-radius:var(--radius)}
.btn--accent{background:var(--accent);border-color:var(--accent);color:var(--secondary)}
.btn--accent:hover{background:#c9a15d;border-color:#c9a15d}
.btn--outline-light{background:transparent;color:#fff;border-color:rgba(255,255,255,.6)}
.btn--outline-light:hover{background:#fff;color:var(--secondary)}
.eyebrow--light{color:var(--accent)}
.btn-row{display:flex;gap:16px;flex-wrap:wrap}

/* top bar + header */
.topbar{background:var(--slate-x);color:#fff;display:flex;align-items:center;justify-content:center;gap:14px;min-height:56px;padding:6px 24px;border-bottom:3px solid var(--accent)}
.topbar img{height:36px;width:auto}
.topbar__text{font-size:13px;font-weight:500}
.site-header{display:flex;align-items:center;justify-content:space-between;gap:24px;padding:20px 60px;background:#fff;position:relative;z-index:20}
.brand img{display:block;width:240px;height:auto}
.nav{display:flex;align-items:center;gap:36px}
.nav ul{list-style:none;margin:0;padding:0;display:flex;gap:34px}
.nav a:not(.btn){color:var(--secondary);text-decoration:none;font-weight:500;font-size:16px}
.nav a:not(.btn):hover,.nav a.is-active{color:var(--primary)}
.nav-toggle{display:none;background:none;border:1px solid var(--line);border-radius:var(--radius);width:44px;height:40px;padding:8px;cursor:pointer;flex-direction:column;justify-content:space-between}
.nav-toggle span{display:block;height:2px;background:var(--secondary)}

/* hero */
.hero{position:relative;color:#fff;background:var(--slate-x);isolation:isolate}
.hero--split{display:grid;grid-template-columns:1.15fr .85fr;gap:56px;align-items:end;max-width:var(--wrap);margin:0 auto;padding:96px 24px 0}
.hero__text{padding-bottom:120px}
.hero__kicker{font-size:15px;color:#b9c8dc;margin:0 0 22px}
.hero--split::before{content:"";position:absolute;left:50%;transform:translateX(-50%);width:100vw;top:0;bottom:0;background:linear-gradient(135deg,#061f44,var(--slate-x) 60%,#14427a);z-index:-2}
.hero__media{position:relative;justify-self:end;width:min(100%,430px);margin-bottom:-72px;z-index:3}
.hero__media img{width:100%;aspect-ratio:4/5;object-fit:cover;border-radius:2px;box-shadow:0 30px 60px rgba(0,0,0,.35);border-bottom:6px solid var(--accent)}
.hero__text .eyebrow{display:block;margin-bottom:18px}
.hero h1{color:#fff;max-width:640px;margin:0 0 .5em;font-size:clamp(40px,5.2vw,66px);font-weight:600;letter-spacing:-.01em;line-height:1.06}
.hero p{max-width:600px;margin:0 0 32px;font-size:18px;color:#e6edf6}
.hero .btn-row{justify-content:flex-start}
.hero .btn{min-width:180px;text-align:center}

/* value props */
.props{background:#fff;padding:0 24px 40px}
.props{padding:96px 24px 40px}
.props__grid{display:grid;grid-template-columns:repeat(3,1fr);gap:48px;max-width:calc(var(--wrap) - 480px);margin:0 auto 0 max(24px,calc((100vw - var(--wrap))/2 + 24px))}
.props__grid>div{padding:0}
.props h2{font-size:21px;margin-bottom:.4em}
.props p{margin:0;font-size:16px;color:#3a4147}

/* split sections */
.split{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:center;max-width:var(--wrap);margin:0 auto;padding:96px 24px}
.split--rev>.split__media{order:-1}
.intro{padding:60px 24px 100px;background:#fff}
.intro__inner{display:grid;grid-template-columns:1fr 1fr;max-width:var(--wrap);margin:0 auto;align-items:stretch}
.intro__media{position:relative;overflow:hidden;background:var(--slate-d);min-height:520px}
.intro__media-img{position:absolute;inset:-12% 0;background:center/cover no-repeat;will-change:transform;transform:translate3d(0,0,0)}
.intro__text{background:var(--grey);padding:64px 56px;display:grid;align-content:center}
.split__media{position:relative}
.split__media::before{content:"";position:absolute;inset:22px -22px -22px 22px;border:2px solid var(--accent);z-index:0}
.split__media img{position:relative;z-index:1;border-radius:2px;width:100%;object-fit:cover;aspect-ratio:4/5}
.split h2{margin-bottom:.6em}

/* product carousel */
.products{padding:0 24px 100px;text-align:left;background:#fff}
.products__head{display:flex;justify-content:space-between;align-items:end;gap:24px;max-width:var(--wrap);margin:0 auto 32px}
.products__head h2{margin:0}
.products__sub{margin:6px 0 0;color:var(--slate-d)}
.products__grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;max-width:var(--wrap);margin:0 auto}
.products__grid .tile{flex:none}
.products__grid .tile img{aspect-ratio:3/2}
.products .eyebrow{margin-bottom:8px;display:block}
.products h2{margin-bottom:8px}
.carousel{position:relative;max-width:var(--wrap);margin:40px auto 0;padding:0 56px}
.carousel__track{display:flex;gap:24px;overflow-x:auto;scroll-snap-type:x mandatory;scroll-behavior:smooth;padding:8px 4px 16px;scrollbar-width:none}
.carousel__track::-webkit-scrollbar{display:none}
.tile{flex:0 0 calc(25% - 18px);scroll-snap-align:start;position:relative;text-decoration:none;color:#fff;font-weight:600;border-radius:4px;overflow:hidden;isolation:isolate}
.tile img{aspect-ratio:4/5;object-fit:cover;width:100%;transition:transform .4s}
.tile:hover img{transform:scale(1.04)}
.tile span{position:absolute;left:0;right:0;bottom:0;padding:60px 18px 18px;background:linear-gradient(180deg,transparent,rgba(5,24,52,.85));font-family:var(--display);font-size:20px;text-align:left}
.carousel__btn{position:absolute;top:50%;transform:translateY(-50%);z-index:5;width:44px;height:44px;border-radius:50%;border:1px solid var(--line);background:#fff;box-shadow:0 4px 16px rgba(0,0,0,.12);cursor:pointer;font-size:22px;line-height:1;color:var(--secondary)}
.carousel__btn:hover{background:var(--accent);border-color:var(--accent)}
.carousel__btn--prev{left:0}.carousel__btn--next{right:0}

/* shop band + carriers */
.shop{background:var(--slate-x);color:#fff;text-align:left;padding:96px 24px}
.shop__inner{display:grid;grid-template-columns:1fr 1.1fr;gap:64px;align-items:center;max-width:var(--wrap);margin:0 auto}
.shop .eyebrow{display:block;margin-bottom:14px}
.shop .btn--primary{background:var(--accent);border-color:var(--accent);color:var(--secondary)}
.shop .btn--primary:hover{background:#c9a15d;border-color:#c9a15d}
.shop h2{color:#fff}
.shop p{max-width:520px;margin:0 0 32px;font-size:17px;color:#d3dff0}
.carriers__grid{display:flex;flex-wrap:wrap;gap:10px}
.carriers__grid div{display:inline-block;border:1px solid rgba(255,255,255,.25);border-radius:999px;font-weight:500;color:#fff;padding:9px 16px;font-size:13px;background:rgba(255,255,255,.06)}

/* about */
.about-hero{display:grid;grid-template-columns:.9fr 1.1fr;gap:72px;align-items:center;max-width:var(--wrap);margin:0 auto;padding:80px 24px 96px}
.about-hero__media{position:relative}
.about-hero__media::before{content:"";position:absolute;inset:auto -20px -20px 20px;height:70%;background:var(--grey);z-index:-1}
.about-hero__media img{width:100%;aspect-ratio:4/5;object-fit:cover;border-radius:2px}
.about-hero h1{font-size:clamp(36px,4.4vw,54px);margin-bottom:.2em}
.about-hero__sub{font-family:var(--display);font-size:22px;color:var(--primary);margin-bottom:1.2em}
.steps{background:var(--grey);padding:90px 24px;text-align:left}
.steps__inner{max-width:var(--wrap);margin:0 auto}
.stepper{list-style:none;margin:48px 0 0;padding:0;display:grid;grid-template-columns:repeat(3,1fr);gap:40px;position:relative}
.stepper::before{content:"";position:absolute;left:22px;right:22px;top:22px;height:2px;background:var(--line)}
.stepper li{position:relative;padding-top:70px}
.stepper__n{position:absolute;top:0;left:0;width:46px;height:46px;border-radius:50%;background:var(--accent);color:var(--secondary);display:grid;place-items:center;font-family:var(--display);font-size:20px;font-weight:600;border:4px solid var(--grey)}
.stepper h3{font-size:22px}
.stepper p{margin:0;color:#3a4147}
.step{background:#fff;border-radius:4px;padding:36px 32px;border-left:4px solid var(--primary)}
.step__n{width:44px;height:44px;border-radius:50%;background:var(--accent);color:var(--secondary);display:grid;place-items:center;font-family:var(--display);font-size:22px;font-weight:600;margin:0 0 16px}
.step h2{font-size:22px}
.reviews{padding:90px 24px;text-align:center;background:#fff}
.reviews h2{margin-bottom:8px}
.reviews .eyebrow{display:block;margin-bottom:10px}
.reviews__track{display:flex;gap:24px;overflow-x:auto;scroll-snap-type:x mandatory;scroll-behavior:smooth;max-width:var(--wrap);margin:0 auto;padding:8px 4px 16px;scrollbar-width:none}
.reviews__track::-webkit-scrollbar{display:none}
.review{flex:0 0 calc(50% - 12px);scroll-snap-align:start;background:var(--grey);border:0;border-radius:4px;padding:44px 36px 36px;text-align:left;position:relative}
.review::before{content:"\201C";position:absolute;top:8px;left:22px;font-family:var(--display);font-size:72px;color:var(--accent);line-height:1}
.review p{font-size:17px}
.review cite{font-style:normal;font-weight:600;color:var(--primary)}
.reviews .carousel{margin-top:0}

/* services */
.page-head{background:var(--grey);padding:72px 24px;border-bottom:1px solid var(--line)}
.page-head__inner{max-width:var(--wrap);margin:0 auto}
.page-head h1{max-width:760px;margin-bottom:.3em}
.page-head .lead{max-width:680px;margin:0}
.page-head--img{position:relative;color:#fff;background:var(--slate-x) center/cover no-repeat;isolation:isolate;padding:110px 24px;border:0}
.page-head--img::after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(5,24,52,.88),rgba(5,24,52,.45));z-index:-1}
.page-head--img h1{color:#fff}.page-head--img .lead{color:#e6edf6}
.svc-hero{position:relative;min-height:520px;display:grid;align-items:center;isolation:isolate;color:#fff}
.svc-hero__media{position:absolute;inset:0;z-index:-1}
.svc-hero__media::after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(5,24,52,.85),rgba(5,24,52,.45))}
.svc-hero__media img{width:100%;height:100%;object-fit:cover}
.svc-hero__text{padding:80px clamp(24px,7vw,110px);max-width:820px}
.svc-hero__text h1{color:#fff}
.svc-hero__text .lead{color:#e6edf6}
.tabs{max-width:var(--wrap);margin:0 auto;padding:72px 24px 100px}
.tabs--side{display:grid;grid-template-columns:240px 1fr;gap:48px;align-items:start}
.tabs__list{display:flex;flex-direction:column;gap:2px;position:sticky;top:24px}
.tabs__list button{background:none;border:0;border-left:3px solid transparent;font:inherit;font-weight:500;font-size:16px;color:#3a4147;padding:12px 16px;cursor:pointer;text-align:left}
.tabs__list button:hover{color:var(--secondary);background:var(--grey)}
.tabs__list button[aria-selected=true]{color:var(--secondary);border-color:var(--accent);background:var(--grey);font-weight:600}
.tabs__panel[hidden]{display:none}
.svc-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:20px;margin-top:28px}
.svc{background:#fff;border:1px solid var(--line);border-radius:4px;padding:26px 28px;display:grid;gap:8px;align-content:start}
.svc h3{font-size:20px;margin:0}
.svc p{margin:0;font-size:15px;color:#3a4147}
.svc a{font-weight:600;font-size:14px;text-decoration:underline;text-underline-offset:3px;margin-top:4px}
.svc-desc{background:var(--slate-x);color:#fff;border-radius:4px;padding:36px 40px;border-left:6px solid var(--accent)}
.svc-desc h2{font-size:30px}
.svc-desc h2{color:#fff;font-size:28px}
.svc-desc p{margin:0}

/* get a quote */
.quote-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;max-width:var(--wrap);margin:0 auto;padding:72px 24px 100px}
.quote-card{position:relative;display:block;text-decoration:none;color:#fff;border-radius:4px;overflow:hidden;isolation:isolate;min-height:420px}
.quote-card img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:-2;transition:transform .5s}
.quote-card::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(5,24,52,.15),rgba(5,24,52,.9) 70%);z-index:-1}
.quote-card:hover img{transform:scale(1.05)}
.quote-card__body{position:absolute;left:0;right:0;bottom:0;padding:26px;display:grid;gap:8px}
.quote-card__label{font-family:var(--display);font-size:32px;font-weight:600}
.quote-card__desc{font-size:14px;color:#d3dff0}
.quote-card__cta{font-weight:600;font-size:14px;color:var(--accent);margin-top:6px;text-decoration:underline;text-underline-offset:3px}
.quote{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:center;max-width:var(--wrap);margin:0 auto;padding:96px 24px;min-height:680px}
.collage{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.collage img{aspect-ratio:3/4;object-fit:cover;border-radius:2px}
.collage img:nth-child(even){transform:translateY(28px)}
.quote h2{color:var(--secondary);font-size:44px}
.quote .lead{font-size:22px;color:var(--secondary);font-weight:500}
.quote__btns{display:flex;flex-wrap:wrap;gap:14px;margin-top:32px}
.quote__btns .btn{border-radius:var(--radius);padding:16px 34px;color:#fff;min-width:120px;text-align:center}
.quote__btns .btn:nth-child(1){background:var(--primary)}
.quote__btns .btn:nth-child(2){background:var(--primary-2)}
.quote__btns .btn:nth-child(3){background:var(--slate-d)}
.quote__btns .btn:nth-child(4){background:var(--slate-x)}

/* contact */
.contact{background:var(--grey);padding:96px 24px;min-height:640px}
.contact__inner{max-width:720px;margin:0 auto;text-align:center}
.contact__inner--2col{max-width:var(--wrap);display:grid;grid-template-columns:1fr 1.2fr;gap:72px;text-align:left;align-items:start}
.contact__aside h1{font-size:clamp(34px,4vw,48px)}
.contact__card{background:#fff;border-left:4px solid var(--accent);padding:24px 28px;margin-top:32px}
.contact__card p{margin:0 0 14px;font-size:16px}
.contact__card p:last-child{margin:0}
.contact__card a{text-decoration:none;font-weight:500;color:var(--secondary)}
.contact__form{background:#fff;padding:40px;border:1px solid var(--line);border-radius:4px}
.contact h1{font-size:44px}
.contact p.sub{margin-bottom:40px}
.wizard{text-align:left}
.wizard__progress{display:flex;align-items:center;margin:0 0 32px;padding:0;list-style:none}
.wizard__progress li{width:30px;height:30px;border-radius:50%;border:2px solid var(--primary);color:var(--primary);display:grid;place-items:center;font-size:14px;font-weight:600;background:#fff}
.wizard__progress li.is-active{background:var(--primary);color:#fff}
.wizard__progress li+li{margin-left:auto;position:relative}
.wizard__progress{position:relative}
.wizard__progress::before{content:"";position:absolute;left:15px;right:15px;top:50%;height:2px;background:var(--line);transform:translateY(-50%);z-index:0}
.wizard__progress li{position:relative;z-index:1}
.wizard__step[hidden]{display:none}
.field{margin-bottom:16px}
.field[hidden]{display:none}
.field input,.field select,.field textarea{width:100%;font:inherit;font-size:16px;padding:16px;border:1px solid #333;border-radius:var(--radius);background:#fff;color:var(--text)}
.field textarea{min-height:160px;resize:vertical}
.field input:focus,.field select:focus,.field textarea:focus,.btn:focus-visible,.tabs__list button:focus-visible{outline:3px solid var(--accent);outline-offset:2px}
.field .err{display:none;color:#b3261e;font-size:13px;margin-top:4px}
.field.is-invalid .err{display:block}
.field.is-invalid input,.field.is-invalid select,.field.is-invalid textarea{border-color:#b3261e}
.wizard__nav{display:flex;justify-content:center;gap:12px;margin-top:8px}
.notice{padding:20px;border-radius:var(--radius);background:#fff;border-left:4px solid var(--primary);text-align:left}
.notice--err{border-left-color:#b3261e}
.hp{position:absolute;left:-9999px;opacity:0}

/* footer */
.site-footer{background:var(--slate-x);color:#fff;padding:72px 24px 56px;border-top:4px solid var(--accent)}
.footer__grid{display:grid;grid-template-columns:1.3fr 1fr 1fr 1fr;gap:40px;max-width:var(--wrap);margin:0 auto}
.footer__brand img{width:240px;height:auto;display:block}
.footer__member{font-size:13px;color:#aab6bd;margin-top:16px}
.footer__h{font-family:var(--display);font-size:19px;color:var(--accent);font-weight:600;margin-bottom:16px}
.site-footer a{color:#fff;text-decoration:none}
.site-footer a:hover{color:var(--accent)}
.site-footer p{margin:0 0 10px;font-size:16px}
.social{display:flex;gap:22px}
.footer__links{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:1fr 1fr;gap:12px 24px;font-weight:600}
.subfooter{text-align:center;padding:24px;font-size:12px;color:var(--slate-d)}
.subfooter p{margin:0 0 8px}
.subfooter__logo{margin:0 auto 8px;height:44px;width:auto}
.subfooter__copy{color:var(--slate-d)}

/* floating contact bubble */
.fab{position:fixed;right:22px;bottom:22px;z-index:50}
.fab__btn{width:46px;height:46px;border-radius:50%;border:0;background:var(--primary);color:#fff;font-size:22px;cursor:pointer;box-shadow:0 6px 20px rgba(0,0,0,.25)}
.fab__menu{display:none;position:absolute;right:0;bottom:56px;background:#fff;border-radius:8px;box-shadow:0 8px 30px rgba(0,0,0,.2);padding:8px;min-width:150px}
.fab.is-open .fab__menu{display:grid;gap:4px}
.fab__menu a{display:block;padding:10px 14px;text-decoration:none;color:var(--secondary);font-weight:500;border-radius:6px}
.fab__menu a:hover{background:var(--grey)}
.fab__quote{background:var(--accent);color:var(--secondary)!important;text-align:center}

/* cookie */
.cookie{position:fixed;left:22px;bottom:22px;z-index:50;background:#fff;border-radius:8px;box-shadow:0 8px 30px rgba(0,0,0,.2);padding:16px 20px;max-width:360px;font-size:14px}
.cookie p{margin:0 0 12px}
.cookie div{display:flex;gap:8px}

@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}.btn:hover{transform:none}}
@media (max-width:1024px){
  .hero--split{grid-template-columns:1fr;padding-bottom:0}
  .hero__text{padding-bottom:48px}
  .hero__media{justify-self:start;width:min(100%,340px);margin-bottom:-48px}
  .props{padding-top:80px}
  .props__grid{max-width:none;margin:0 auto}
  .products__grid{grid-template-columns:repeat(2,1fr)}
  .shop__inner,.about-hero,.contact__inner--2col{grid-template-columns:1fr;gap:40px}
  .tabs--side{grid-template-columns:1fr;gap:24px}
  .tabs__list{position:static;flex-direction:row;flex-wrap:wrap;gap:6px}
  .tabs__list button{border-left:0;border-bottom:3px solid transparent;padding:8px 12px}
  .quote-grid{grid-template-columns:repeat(2,1fr)}
  .site-header{padding:16px 24px}
  .tile{flex-basis:calc(33.333% - 16px)}
  .carriers__grid{grid-template-columns:repeat(4,1fr)}
  .footer__grid{grid-template-columns:1fr 1fr}
}
@media (max-width:820px){
  .nav-toggle{display:flex}
  .nav{position:absolute;left:0;right:0;top:100%;background:#fff;flex-direction:column;align-items:flex-start;padding:16px 24px 24px;gap:16px;box-shadow:0 12px 24px rgba(0,0,0,.08);display:none}
  .nav.is-open{display:flex}
  .nav ul{flex-direction:column;gap:12px}
  .hero{min-height:620px;padding:80px 20px}
  .props__grid,.split,.steps__grid,.quote,.svc-grid,.intro__inner,.products__grid,.stepper,.quote-grid{grid-template-columns:1fr}
  .props__grid>div+div{border-left:0;border-top:1px solid var(--line)}
  .intro__media{min-height:320px}
  .intro__text{padding:40px 24px}
  .stepper::before{display:none}
  .products__head{flex-direction:column;align-items:flex-start}
  .carousel{padding:0 44px}
  .contact__form{padding:24px}
  .props__grid{margin-top:32px}
  .hero{padding:80px 24px}
  .split__media::before{inset:12px -8px -8px 12px}
  .split{overflow:hidden}
  .split{padding:64px 20px;gap:32px}
  .split--rev>.split__media{order:0}
  .tile{flex-basis:calc(50% - 12px)}
  .review{flex-basis:100%}
  .carriers__grid{grid-template-columns:repeat(3,1fr)}
  .footer__grid{grid-template-columns:1fr}
  .collage img:nth-child(even){transform:none}
  .cookie{left:16px;right:16px;max-width:none}
}

/* podcast / media */
.media{padding:90px 24px;background:#fff}
.media__inner{max-width:var(--wrap);margin:0 auto}
.media__sub{max-width:640px;color:#3a4147;margin-bottom:36px}
.media__grid{display:grid;grid-template-columns:1fr 1fr;gap:24px}
.episode{display:grid;grid-template-columns:200px 1fr;gap:22px;align-items:start;text-decoration:none;color:var(--text);background:var(--grey);border-radius:4px;overflow:hidden}
.episode img{width:100%;height:100%;object-fit:cover;aspect-ratio:4/3}
.episode__body{display:grid;gap:6px;padding:20px 22px 20px 0;font-size:15px}
.episode__date{font-size:13px;color:var(--slate-d)}
.episode strong{font-family:var(--display);font-size:20px;font-weight:600;color:var(--secondary)}
.episode__cta{font-weight:600;color:var(--primary);text-decoration:underline;text-underline-offset:3px;margin-top:4px}
.episode:hover strong{color:var(--primary)}
@media (max-width:820px){.media__grid{grid-template-columns:1fr}.episode{grid-template-columns:1fr}.episode__body{padding:18px 20px}}

/* hero backdrop canvas + the one entrance sequence */
.hero__canvas{position:absolute;left:50%;transform:translateX(-50%);width:100vw;top:0;bottom:0;height:100%;z-index:-1;pointer-events:none;opacity:0;transition:opacity 1.2s ease}
.hero__canvas.is-live{opacity:1}
.hero__text>*{animation:hero-rise .9s cubic-bezier(.2,.7,.2,1) both}
.hero__text>:nth-child(2){animation-delay:.12s}.hero__text>:nth-child(3){animation-delay:.26s}.hero__text>:nth-child(4){animation-delay:.4s}
.hero__media{animation:hero-rise 1.1s cubic-bezier(.2,.7,.2,1) .35s both}
@keyframes hero-rise{from{opacity:0;transform:translateY(22px)}to{opacity:1;transform:none}}
@media (prefers-reduced-motion:reduce){.hero__text>*,.hero__media{animation:none}.hero__canvas{transition:none;opacity:1}}

/* quote intake forms */
.contact__inner--form-wide{grid-template-columns:.8fr 1.4fr}
.wizard__h{font-size:24px;margin:0 0 18px}
.field-grid{display:grid;grid-template-columns:1fr 1fr;gap:4px 18px}
.field-grid .field{grid-column:1/-1}
.field-grid .field--half{grid-column:auto}
.field label{display:block;font-size:14px;font-weight:500;color:#3a4147;margin:0 0 6px}
.field .req{color:#b3261e}
.field select{appearance:none;background:#fff url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8'%3E%3Cpath d='M1 1l5 5 5-5' fill='none' stroke='%2322272b' stroke-width='1.6'/%3E%3C/svg%3E") no-repeat right 14px center;padding-right:36px}
.checks{display:grid;grid-template-columns:repeat(auto-fill,minmax(210px,1fr));gap:8px 16px;padding:4px 0}
.check{display:flex;align-items:center;gap:10px;font-size:15px;font-weight:400;color:var(--text);margin:0}
.check input{width:18px;height:18px;accent-color:var(--primary)}
.wizard__progress li[title]{cursor:default}
.muted{color:#5b666d}.small{font-size:14px}
@media (max-width:1024px){.contact__inner--form-wide{grid-template-columns:1fr}}
@media (max-width:640px){.field-grid{grid-template-columns:1fr}}

.legal{max-width:760px;margin:0 auto;padding:48px 24px 90px}
.legal h2{font-size:1.25rem;margin:28px 0 8px}
.legal p{margin:0 0 12px;line-height:1.65}
.legal a{color:var(--slate-x);text-decoration:underline}