About Jennifer
Being There When It Matters Most
Jennifer Tumbrello is an insurance advocate with Steele Insurance Agency, Inc., serving families and property owners across California. In a market where large carriers have halted new homeowners policies and dropped long-time customers after years of wildfires, Jennifer is the advocate in your corner — navigating the insurance landscape for homes in high-fire areas, finding the right carrier, and making sure you are not only insured, but insured with appropriate coverage amounts.
For Jennifer, advocacy means being there when it matters most. Whether a client is facing a claim, a non-renewal, or a difficult season in life, she believes in providing support and a safe place even when the problem is not one insurance can directly solve. She is a repeat guest on Harbor Rock Wealth Management’s “Life, Health and Wealth” podcast, where she has shared updates on the FAIR Plan and the importance of maintaining fire, earthquake, and life coverage.
How working with Jennifer goes
A Real Review
Jennifer reads your current policies, asks about your home, vehicles, and family, and shows you where the gaps and the overlaps are — before anything is quoted.
Options, Not a Pitch
You get a side-by-side of what the market will actually offer for your situation, including FAIR Plan and surplus-lines options when the standard market says no, with the trade-offs explained.
Someone to Call
After the policy is issued, Jennifer is still your agent: renewals, non-renewal notices, claims, and the questions that come up throughout the year.
Jennifer on the Life, Health and Wealth podcast
Harbor Rock Wealth Management has had Jennifer on twice to talk through what is happening to homeowners insurance in California.
May 2025Being There When It Matters Most
What it means to truly advocate for someone, plus updates on the California FAIR Plan and why fire, earthquake, and life coverage still matter.
Watch on YouTube ↗
March 2024Insurance Rundown
Why large carriers are halting new homeowners policies and dropping long-time customers after years of wildfires, and how an advocate helps you stay properly insured.
Watch on YouTube ↗